Fix My Finances is a licensed Credit Broker and not a Lender

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

FAQs

Can I call you to go through my application?

We are online people and the systems we have built for finding your online loan are seconded to none. to ensure that we comply with all relevant regulations we never make telephone calls. Give us a try and apply now.

Are you going to lend me the money?

No Fix My Finances is not a lender but is a licensed credit broker which introduces borrowers and lenders for the purposes of entering into loan agreements. Fix My Finances uses a consumer application system, allowing customers to make instant applications to a multiple of Loan providers via a single online form. Fix My Finances does not charge customers a fee for using its broker services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement with a lender or broker following an introduction through this website.

You guys arranged a loan for me already can you still help me if I need another one or want to pay it off and borrow more?

Technically we did not arrange your loan we introduced you to one of the lenders on our system. Some of lenders are prepared to lend to consumers who have taken out loans previously provided they can demonstrate that the new loan is affordable. However if you are experiencing money problems and need help or advice go or are missing payments on your current loans go to moneyadviceservice.org.uk

How can I contact you?

Please use our contact us form. Or send us an email at admin@fixmyfinances.co.uk

Does it matter if I have bad credit?

This really depends – provided that you can demonstrate that you can afford the loan now there are a number of lenders who are prepared to lend to those with lower credit scores. but be aware that these loans will be at significantly higher APR’s and will therefore be more expensive.

Do I need to be employed?

As long as you have some form of income then a number of our lenders may be able to help.

Will you still be able to get me a loan if I'm not a homeowner?

Yes, of course! Most of the consumers we introduce to loan providers are not homeowners.

How much can I borrow?

We have lenders that that can arrange loans up to £25,000 however due to the current conditions arranging such a large amount can prove hard unless you are a homeowner. Give us a try see which lenders we can find who might be prepared to lend to you.

What is a Payday loan?

This is a small short term loan normally taken and paid back the next time you get paid. Reasons you may need a payday loan could be car problems or emergency repairs.

A 3 MONTH TERM LOAN OFFERS A SHORT TERM FINANCIAL SOLUTION AND SHOULD NOT BE USED AS A LONG TERM SOLUTION.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERMS OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

Fixmyfinances.co.uk does not make loan or credit decisions and is not a lender. Fixmyfinances.co.uk matches customer’s finance applications with lenders and brokers in our database depending on the information provided allowing customers to make multiple applications to a number of loan providers via a single online form. The completion of the application form does not guarantee approval of finance. The loan amount will vary depending on the lender or broker who accepts the application within our database. Finance may not be available to every customer. Any information on this website should be taken as opinion only. Fix My Finances does not charge customers a fee for using its broker services, but it receives a commission from lenders or other brokers if a customer enters into a consumer credit agreement with a lender or broker following an introduction through this website.

*The loan amount and interest rate you are offered is subject to lenders requirements and approval. If accepted by a lender, a full credit check will be carried out. If we are unable to find you a loan we may offer you an alternative product.

Most loans under £2,000 can be paid into your bank account within one hour. However not all of our lenders offer this service and some may not pay straight into your bank account. Subject to lenders requirements and approval or your banks policies and procedures.

Short Term Loans Representative 305.9% APR Representative example: £400 borrowed or 90 days. Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% (variable)

Personal Loans Representative 51.1% APR Representative example: £2,000 borrowed for 24 months. Total amount repayable is £6,512.44 in 24 monthly instalments of £271.36. Interest charged is £4,512.44, interest rate 112.8% (variable)

Fix My Finances is a trading style of The Affiliate People; a company registered in England and Wales, registered number 06903071 and registered office address Suite 408-9, Britannia House, 1-11 Glenthorne Road, London. W6 0LH. For further details click here click here. The Company is duly registered with: The Data Protection Act, 1998 Reg. No: Z259836X;

The Affiliate People Ltd (Financial Conduct Authority register number 724835) is an appointed representative of Ingard Financial Limited which is authorised and regulated by The Financial Conduct Authority under Register number 450731.